Total debt paid off so far: $1,100

melanie lockert dear debtThis initiative is led, and inspired, by Melanie Lockert of DearDebt.com. In 2015 she wiped away the last of her remaining debt, and immediately started paying it forward by setting aside $50 every month to go toward the debts of one of her readers similarly struggling.

We thought it was such a good idea that we not only started matching it (Melanie paid off $900 of debts in 2016!!), but also made it one of our starting projects here at the RCF.

We know this doesn’t solve everyone’s problems, but we like to think it gives them a little hope for the day, and reminds them that they’re not alone in their journey. Especially those who may be close to being suicidal (which, unfortunately, we’re finding out is not too uncommon).

Our hope is that other bloggers in our community (or anyone else, for that matter!) will join us in helping pay off even more in future years!

Join us!    |    Support this project!

“Someone believing in me brings me so much more hope and confidence. It’s a breath of fresh air and I do thank you from the bottom of my heart. PS: here is a picture of me and my daughter so you know who you’re inspiring :)”



“I can’t put in words but my heart knows that I am forever indebted to you for seeing me through my darkest days. The money you will be sending will be a big help to pay my remaining balance to my school. I don’t know what to say, I’m in tears that in this cruel world there is still someone like you who help and encourage people… Thank you for inspiring and helping me to be positive in life.”
— Leigh


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Our Awesome Partners:

Thanks to these organizations that have supported #DebtDrop!

the wealthy accountant
wallet hacks logo qoins logo miranda marquit logo
christian stewardship coaching